From HR to Finance: The Ivy League Secret to Successful Investing

Have you ever wondered how elite schools like Cornell, MIT, and Stanford choose their students? It turns out, their selectivity is not too different from how successful investors pick their assets. Just like these prestigious universities only accept the best and brightest, top financial companies like Ares Capital (NASDAQ:) are incredibly selective in their investments.

Ares Capital, often referred to as the “Cornell of the BDC world,” is known for financing only about 5% of the new deals that its credit team reviews. This level of cherry-picking results in a secure and profitable portfolio, as the company only funds the best of the best. In the world of Business Development Companies (BDCs), Ares stands out as one of the most discerning and successful players.

But what exactly is a BDC, and why should income investors pay attention to them? BDCs, similar to real estate investment trusts (REITs), provide financing solutions to small businesses that traditional banks may overlook. Created by Congress in 1980, BDCs must return at least 90% of their taxable profits to shareholders as dividends, leading to attractive yields for investors.

While some BDCs fall short in providing long-term value due to risky investments, Ares Capital has proven itself as a top performer in the industry. With increasing revenues, impressive earnings, and a history of raising dividends, Ares is a standout choice for investors looking for both income and growth potential.

In a market filled with uncertainties, Ares Capital shines as a beacon of stability and growth. As the economy continues to recover, Ares’s value may only continue to rise, making it a smart choice for investors seeking long-term success.

In conclusion, just like getting accepted into a prestigious university opens doors to success, investing in top-performing companies like Ares Capital can lead to financial prosperity. By understanding the principles of selectivity and quality, investors can make informed decisions that can positively impact their portfolios and future wealth. Title: Congressional Budget Office Projects $1.9 Trillion Deficit for Fiscal 2024 – What Does This Mean for Your Investments?

In fiscal 2024, the Congressional Budget Office (CBO) is forecasting a $1.9 trillion deficit on $4.9 trillion in tax receipts. This represents a significant overspend of nearly 40%, with expenditures totaling almost $7 trillion.

Small business borrowing is on the rise, signaling a potential boost to the economy. The VanEck BDC Income ETF (NYSE: BIZD) offers an impressive 11% yield, with Ares Management Corporation (NYSE: ARES) as its top holding at 21%. While some smaller BDCs may not be as strong, Ares’ floating-rate exposure could prove beneficial in a scenario of economic uncertainty.

Recent panic selling in BDCs may have spooked some investors, but lower rates could benefit many of BIZD’s fixed-rate portfolios. As the debate over a hard or soft economic landing continues, inflation is a looming concern that investors should keep an eye on.

Investors Brett Owens and Michael Foster specialize in identifying undervalued stocks and funds in the U.S. market. To learn more about their strategies and how to profit from them, check out their latest report on “7 Great Dividend Growth Stocks for a Secure Retirement.”

Analysis:
– The CBO’s projected deficit for fiscal 2024 highlights the government’s overspending, which could have implications for the economy and investors.
– The rise in small business borrowing suggests potential economic growth, which could benefit certain investment opportunities like BDCs.
– Ares Management Corporation’s strong position in the VanEck BDC Income ETF makes it a compelling choice for investors looking for high yields.
– Inflation concerns and the ongoing debate over the economic outlook add an element of uncertainty that investors should be aware of.

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