Labor’s Housing Reforms: A Step Towards Solving the Housing Crisis

Labor’s Housing Reforms ‘Not a Silver Bullet’, Minister Concedes After Securing Greens Support

Key Points

  • Letting first-home buyers purchase properties with smaller deposits won’t be a “silver bullet”, Clare O’Neil has said.
  • “A generations-in-the-making housing crisis” has made improving affordability a serious challenge, the housing minister said.
  • The Greens have denied their delay in supporting the two housing bills has kept first-home buyers out of the market.

Plans to let first-home buyers buy a property with a smaller deposit won’t be a silver bullet, the housing minister has conceded, as federal parliament moves to pass the reforms.

Labor’s Help to Buy and Build to Rent schemes are expected to become law after the Greens agreed to wave the proposals through parliament following months of debate.

Help to Buy and Build to Rent Schemes Overview

  • The Help to Buy scheme is a shared equity program that will allow 10,000 first-home buyers each year to buy a house with a contribution from the government.
  • Labor’s Help to Buy scheme will ultimately support 40,000 eligible buyers with an equity contribution of up to 40 per cent for new homes, with a deposit as small as 2 per cent.
  • The Build to Rent scheme aims to incentivize developers to build housing entirely for renting by offering tax concessions and committing at least 10 per cent of the dwellings to affordable housing.

Housing Minister Clare O’Neil welcomed the end of the political stalemate on the reforms but said the laws wouldn’t immediately fix problems in the sector.

“This is not a silver bullet, and it was never meant to be,” she told Nine’s Today program.

O’Neil said on Monday she was “glad that the Greens have finally seen the light” and supported the bills, but blamed the party for causing “costly” delays.

‘We Got Close’

The Greens had earlier voted with the Coalition, citing concerns it would further exacerbate the housing crisis.

Greens Leader Adam Bandt denied his party’s delay in agreeing to the two housing bills had kept first-home buyers out of the market.

Earlier, Bandt said they’d given the government a “golden opportunity” to address the housing crisis and had got close to a deal.

Chandler-Mather Proposed New Stance, Bandt Says

Bandt also revealed the party’s housing spokesperson, Max Chandler-Mather, had proposed waving through the two bills, a suggestion the party “adopted unanimously”.

The Greens had expressed concern that the Help to Buy bill would drive up house prices, arguing it would give extra money to first-home buyers who will ultimately be outbid by people with more money.

At the 2022 election, the Greens also proposed a shared equity scheme. However, it was part of a larger policy to establish a public property developer that would build more affordable housing.

Chandler-Mather said the Greens will now have helped pass every piece of Labor’s housing agenda and it was up to voters to decide if the government’s plan was helping ease the crisis.

Conclusion

The collaboration between Labor and the Greens to pass housing reforms marks a significant step towards addressing the ongoing housing crisis in Australia. While the reforms may not be a silver bullet, they provide much-needed support to first-home buyers and aim to increase affordability in the housing market. The road ahead may be challenging, but with continued efforts and cooperation, positive changes can be achieved.

FAQs

1. Will the Help to Buy and Build to Rent schemes solve the housing crisis?

While these schemes are important steps in the right direction, they may not single-handedly solve the housing crisis. Additional measures and long-term strategies will be required to address the root causes of the issue.

2. How will the Greens’ support impact the implementation of the housing reforms?

The Greens’ support for the housing reforms is crucial in ensuring their successful passage through parliament. Their collaboration with Labor demonstrates a commitment to finding solutions to the housing crisis.

Shares: