### Expert Analysis: Understanding the Russian Rouble’s Depreciation

#### The Russian Rouble Weakens: A Sign of Concern
The Russian rouble hit a significant milestone by weakening beyond the 110 mark against the U.S. dollar, raising alarms among analysts and investors alike. This depreciation, exceeding 24% since August, has caught many off guard, with initial forecasts expecting the currency to reach the 100 mark against the dollar within a year.

#### Current Market Trends
– By 1300 GMT, the rouble was down 3.42% at 109.10 against the dollar, touching 111.20, as per LSEG data.
– Additionally, it dropped by almost 2% against the yuan, reaching 14.97, the lowest level since March 2022.
– The stock market has also seen a decline of over 20% this year, prompting investors to shift from stocks to deposits offering interest rates above the central bank’s 21% benchmark.

#### Potential Reactions and Predictions
Analysts anticipate further weakening, projecting the rouble to hit 115-120 by year-end. Calls for government and central bank intervention have surfaced, including measures like increased forex sales and capital controls.

#### Impact on Inflation
The rouble’s devaluation is fueling inflation, likely surpassing the central bank’s estimates for the year. This poses a challenge to combating rising prices, especially with the benchmark interest rate at its highest level since 2003.

#### Factors Contributing to the Depreciation
– New sanctions on Russia’s financial sector have disrupted foreign trade payments, creating a currency shortage.
– Major Russian banks under U.S. sanctions are limited in dollar transactions, shifting forex trade to the over-the-counter market.
– While tensions with the West and financial sanctions play a role, stable oil prices suggest no fundamental reason for the rouble’s fall.

#### Benefits and Trade-offs
– Exporting companies benefit from a weak rouble, especially in energy exports priced in dollars.
– The Russian government sees increased state budget revenues from energy taxes and export duties due to the depreciation.

### Expert Analysis Summary:
The depreciation of the Russian rouble showcases a complex interplay of economic, geopolitical, and market forces. While beneficial for certain sectors, it poses challenges for inflation and financial stability. Understanding these dynamics is crucial for investors and individuals alike to navigate the evolving financial landscape and make informed decisions for their financial future.

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